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RENTAL LOANS
10-year interest-only. 30-year fixed loans. Close in as little as 7 business days.
PRICE MY RENTAL LOANNo W-2s or Personal DTI required.
Why Us
Traditional banks want your life history. We just want to know if the property makes money. We use the DSCR (Debt Service Coverage Ratio) method.
Does the rent cover the mortgage? If yes, you likely qualify.
Empty property? No problem. We can use projected market rents.
Portfolio Loans: Refinance 5, 10, or 20 properties into one loan with one monthly payment.
By The Numbers
LOAN SIZE
$1M–$10M+
12 month-to 30 year fixed rates
LTV (PURCHASE)
Up to 80% purchase
LTV (REFINANCE)
Up to 75% cash out
RATE STRUCTURE
30-year fixed
The Process
Here's how we turn capital raised into real returns.
Book A CallSubmit the property address and current (or expected) lease amounts.
We order a standard 1004 appraisal to verify value and market rent.
We fund the loan. You get a 30-year fixed mortgage with no balloon payments.
The Process
In a competitive market, speed wins. With Flatiron's Proof of Funds, your offer is as good as cash. We give you the leverage to take down multiple projects at once.
FREQUENTLY ASKED QUESTIONS
Read about some of our most frequent questions. If you can't find the answer you're looking for here, feel free to send us a message or a mail.
BOOK A CALLCONTACT US
Share your contact details and one of our loan experts will be in touch immediately.